We work with brokers to deliver tailored asset finance plans that suit their clients. As a former brokerage, we understand a broker’s requirements which is why we’re one of New Zealand’s favoured lenders.

  • Partners Finance Lease
    Lease agreement against a single asset with a known residual from day one
    • Terms from 12-84 months
    • Security is solely against the asset being leased
    • Varying residual values available resulting in reduced monthly payments
    • GST neutral – paid and claimed monthly
    • For new or used assets
    • Fixed monthly repayments with fixed interest rate
    • Low documentation fee
    • New line of credit – preserves existing banking facilities
    • Residual value can more truly reflect asset’s useful life
    • Structure can match income to repayments
    • Cashflow certainty
    • No unexpected GST surprise in month three
  • Conditional Purchase Agreement
    (Hire Purchase)
    • Simple way of financing a new asset
    • Terms from 12-84 months
    • No requirement for bank approval
    • Security is over the asset being purchased
    • Low documentation fee
    • Low and no deposit available
    • Fixed interest rate and monthly repayments
    • Repayments tailored to suit client circumstances
    • Allows you to use cash more productively in other areas of your business
    • Allows you to maintain your existing banking lines
    • Builds equity in the asset
    • Fixed monthly payment simplifies budgeting
    • Allows you to sell asset without having to re-document other facilities
    • Cashflow certainty
    • No costly legal fees required
  • Term Loan
    A loan secured against existing or newly acquired assets
    • Terms of 12-84 months
    • Fixed term, fixed interest rate
    • Repayments structured to meet your cash flow
    • Often used when financing non core assets
    • Low documentation fee
    • A new line of funding separate from your banking facilities
    • Fixed interest rate and fixed term provide certainty for outgoings / cashflow
    • Allows you to use the money more productively elsewhere in the business
    • Useful when importing fixed assets
  • Operating Lease
    Use of an asset over an agreed term for a fixed monthly payment
    • Tax operating
    • Fixed operating cost
    • For new and used assets
    • Fixed monthly repayments
    • Low documentation fee
    • Reduces risks associated with ownership
    • Less administration
    • Maintains existing banking facilities
    • No impact on the balance sheet
    • Cashflow certainty
    • Reduces risk of ownership
    • No impact on capital expenditure budgets
  • Working Capital
    A loan secured against existing plant / equipment / motor vehicles to enable funds to be used elsewhere in the business
    • Terms of 12-84 months
    • Fixed term, fixed interest rate
    • Fixed monthly repayments
    • Low documentation fee
    • Frees up cash tied up in your assets for more productive use elsewhere
    • Allows you to maintain existing banking lines
    • Can provide for better terms of trade with suppliers
Features & Benefits

What our clients say

Latest news


Happy 55th birthday Ford Mustang!

55 years ago (April 1964), the Ford Mustang made its debut in New York City – this week it launched a new 2.3L EcoBoost High…

Partners Finance Lease asset finance process

Benefits of asset finance

New to business or asset finance? Here are some benefits of using an asset finance lender. Benefits of asset finance New credit line: Asset finance…

View all news