Finance solutions
Do you need new equipment, machinery or vehicles to support business growth? Have you considered asset finance? Partners Finance is a commercial non-bank lender with an experienced team who are specialists in finance and leasing products.
Hire Purchase
New or used - we provide finance for all types of vehicles and commercial equipment.
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Term Loan
A loan secured against existing or newly acquired assets.
Features
- Terms of 12-84 months.
- Fixed term, fixed interest rate.
- Repayments structured to meet your cash flow.
- Fixed interest rate and monthly repayments.
- Low documentation fee.
Benefits
- Fixed interest rate and fixed term provide certainty for outgoings/cash flow.
- Useful for working capital, equity release, or restructure requirements.
- A new line of funding separate from your banking facilities.
- Use capital more productively elsewhere in the business.
- Useful when importing fixed assets.
Conditional Purchase Agreement (Hire Purchase)
New or used - we provide finance for all types of vehicles and commercial equipment.
Features
- Simple way of financing a new asset.
- Terms from 12-84 months.
- No requirement for bank approval.
- Security is over the asset being purchased.
- Fixed interest rate and monthly repayments.
- Low documentation fee.
- Low and no deposit available.
- Repayments tailored to suit client circumstances.
Benefits
- Use cash more productively in other areas of your business.
- Maintain your existing banking lines.
- Builds equity in the asset.
- Fixed monthly repayments simplify budgeting.
- Sell asset without having to re-document other facilities.
- No costly legal fees required.
Finance Lease
Lease agreement against a single asset with a known residual from day one.
Features
- Terms from 12-84 months.
- Security is solely against the asset being leased.
- Varying residual values available resulting in reduced monthly payments.
- GST neutral – paid and claimed monthly.
- For new or used assets.
- Low documentation fee.
- Fixed interest rate and monthly repayments.
Benefits
- New line of credit – preserves existing banking facilities.
- Residual value can more truly reflect asset’s useful life.
- Structure can match income to payments.
- No unexpected GST surprise in month three.