Why us

Partners Finance are experts in commercial finance. We understand business and are specialising in finding solutions tailored to your needs.

Why use Partners?

A non-bank commercial lender

By being a non-bank lender it means we’re often less demanding, meanwhile more understanding than traditional lenders.

Additional asset funding option

Open a new line of credit while preserving your existing banking facilities.

New or pre-owned equipment

We provide finance for all types of equipment.

Low or no deposit

Up to 100% finance available.

Flexible terms

Seasonal payment structures available for approved industries and clients.

NZ owned and operated

A local team with local knowledge who understand the New Zealand market.

Speak directly to a decision maker

Save time and resources by working directly with a decision maker, guaranteeing the best level of attention.

GST funded

Pay and claim GST every month with our lease.

Residual / balloon payments

Reduce monthly repayments with residual values starting from $1.

Fixed interest rates

Fixed rates and monthly repayments.

Local, personal service

We offer nationwide coverage wherever you are. Whether it’s finance on a new truck for an owner-driver in Timaru, a New Plymouth manufacturer, frost fans at a Queenstown vineyard, or fleet finance for utes heading to deliver goods in Whangārei.


Our team pride themselves on delivering a dedicated, personal service without a convoluted string of complexities. There are no long-winded call centres to navigate which means we guarantee the same point of contact every time.

Tailored to New Zealand business

Being a non-bank commercial lender allows us to tailor our commercial loan options to suit your needs and circumstances. Once we’ve understood your requirements, we will provide a straightforward process so you can spend essential time elsewhere.


Our finance solutions include:

  • Term Loans
  • Conditional purchase agreement (hire purchase)
  • Finance Lease

Read more about asset finance products here.

"I have worked withPartners Finance for many years, and they have always been incredibly helpfuland responsive when it comes to our commercial financing requirements. It'sreassuring to know I can pick up the phone and call them anytime. Their proactiveand flexible approach allows me to focus on my businesses."

Kent Opie

Christchurch Business Owner